Good morning. It’s まさきん.
While browsing the Rakuten Point guide pages, I came across a campaign called “Point Fixed-Term Deposit Summer Treasure Hunt Amidakuji”. It caught my eye, so I gave it a try.
What type of campaign is this?
Using the campaign types I sorted out before, this one is closest to a limited-time point reward campaign. What makes it a little unusual is that you enter by playing amidakuji, the Japanese ladder lottery.
The campaign runs from August 6 to August 31, 2026. Just picking a line on the amidakuji automatically counts as your entry.
How the fixed-term deposit and the amidakuji work
First, Rakuten Point fixed-term deposits are a service where you deposit points and earn interest on them. The points you deposit never decrease.
It works similarly to Rakuten Point Interest, but the difference is that the deposit period is fixed at 2 years. It is probably best to think of them as two separate services.
With this amidakuji, your annual interest rate depends on your result. A jackpot gives you 2.0% per year, and a regular win gives you 1.0% per year. The campaign applies to points added between August 1 and August 31.
The points you grow here are the ones you build up through everyday use of various services. You can sign up for Rakuten Mobile through my referral, and if you switch carriers you get up to 14,000 points. If you want to review your phone bill at the same time, take a look.
Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.
The parts I found a bit confusing
What surprised me most was when the points actually get paid out. The deposit matures on August 31, 2028, and the points are awarded around September 1, 2028. It really is a long game.
If you withdraw your points partway through, you will not earn any interest. It is a good idea to make sure these are points you do not plan to use before adding them.
It seems you can only enter once per person. Even if you play multiple times, only your first result counts.
Only regular points can be added. Points exchanged from other services are not eligible, which I think is easy to overlook.
Things to check before you sign up
Before adding points to a fixed-term deposit, it is worth confirming that you will not need them anytime soon. The service basically assumes you will leave them alone for 2 years.
I have also covered the whole range of “grow your points” services in my comparison of Rakuten Point Interest, Rakuten Point Investment, and R-stock. I recommend comparing those options before deciding on a fixed-term deposit.
Also note that this service is a simulated deposit experience using points. It is not a financial product, so keep that in mind.
Summary
This amidakuji campaign gives you an annual rate of either 2.0% or 1.0% depending on your result. What stood out to me was the long design, with points paid out 2 years later.
Conditions and rewards may change. If you are thinking of joining, always check the latest information on the official website.
How easily you earn points in the first place also matters when it comes to growing them. Our household has consolidated our monthly phone bills on Rakuten Mobile, which boosts the total number of points we earn. If you have not switched yet, check out the referral campaign where you can get up to 14,000 points when you switch carriers.
Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.
This article contains affiliate advertising. If you sign up for a product or service through a link on this site, we may receive compensation from the partner company. The site operator is also an employee of Rakuten Group and may receive compensation through an employee referral program. The content and opinions here are based on the operator’s own experience and research regardless of any advertising relationship, but please read with the above in mind. See the Disclaimer & Affiliate Disclosure for details. Disclaimer & Affiliate Disclosure
This article includes machine-translated content. Please check the official Rakuten Mobile multilingual page for exact terms.
If you have concerns about Rakuten Mobile coverage or signal quality, you can consult through the official signal improvement request form .
