Written with a financial planner qualification, covering everything from cutting fixed costs to building assets through the new NISA and iDeCo, to household budgeting after buying an EV.
14 articles total
EVs & Car Costs I noticed low tire pressure on my car's dashboard screen. When I topped it up myself with a portable compressor, I discovered it tends to overshoot the target reading.
Cutting Fixed Costs I was looking into home security and considering a Google Nest Doorbell. I held off ordering because I assumed Setagaya City's subsidy program required applying before purchase — but checking the official guidelines showed that wasn't the case.
EVs & Car Costs After switching to a Tesla Model Y L, our family takes an honest look at how running costs compare to a gas car. Parking fees stayed exactly the same, but electricity and maintenance costs told a different story. We also cover how much subsidies really help, plus a few EV-specific quirks worth knowing.
EVs & Car Costs Our home has no garage, so the car sits in a monthly rental parking lot. Here's why we decided to charge our new Tesla exclusively at Superchargers instead of installing a home charger, plus the real charging data from our first month.
EVs & Car Costs When I bought a Tesla Model Y L, I applied for both the national CEV subsidy and Tokyo's ZEV subsidy. Here's how they added up to about 2.12 million yen, plus the four paperwork pitfalls I ran into along the way.
Investing & New NISA Looking back at my old habit of switching corporate DC funds every month, plus a rundown of the 2026 reforms that removed the matching contribution cap and raised overall contribution limits.
Cutting Fixed Costs Are you unknowingly paying for more than one subscription that does the same job? Here's a practical checklist for spotting those overlaps.
Cutting Fixed Costs Switching my everyday household goods to Amazon's subscription service saved me almost 30,000 yen a year, combining the discount with never forgetting to reorder. Here's how I set it up and what to watch out for.
Cutting Fixed Costs Do you really need to cancel the credit card tied to a paid membership service? Here's the case for checking your annual-fee waiver conditions first, then keeping the card around purely for auto-debit duty.
Cutting Fixed Costs Instead of bundling all my furusato nozei donations into one year-end rush, I switched to donating a little each month. Here's what I noticed after sticking with it, plus how I now choose my return gifts.
Investing & New NISA I cancelled a foreign-currency savings insurance policy I'd taken out back when I was single, right as I was giving my finances a proper overall review. Here's what the actual numbers looked like, and what I came away feeling about how to approach insurance.
Cutting Fixed Costs When you juggle several credit cards, both your points and your household budget tracking tend to get scattered. Here's a look at the benefits of consolidating down to one main card, plus some tips on how to go about it.
Cutting Fixed Costs For anyone who knows they should review their fixed costs but isn't sure where to start, here's the 3-stage process my household actually uses, from listing everything out to actually acting on it.
Investing & New NISA Combining Rakuten Mobile with Rakuten Card and Rakuten Securities can boost your Rakuten Points multiplier (SPU). Here's how, with real examples.