- 01What type of campaign is this
- 02Campaign overview
- 03Who qualifies and who doesn’t
- 04How to enter
- 05How the interest rate changes by prize tier
- 06Payout timing, cap, and which points qualify
- 07About Rakuten Point Teiki, the underlying service
- 08How this differs from the other Halloween campaign, the “door pick” interest doubler
- 09Comparing other “grow your points” services
- 10Who this fits, and who it doesn’t
- 11A few things that weren’t so clear
- 12Things worth checking before entering
- 13Frequently asked questions
- 14Official sources I checked
- 15Wrap-up
Good morning, this is まさきん.
When I opened the Rakuten Point Club app, a Halloween-themed banner was showing. It’s the “Autumn Fortune Halloween Lottery Campaign”. Since the draw apparently changes the interest rate, I checked the details.
This article reflects information at the time of publication. Please check the official site for the latest terms.
This is for anyone who draws the Point Teiki Halloween lottery.
1st prize brings the rate to 1.5%, 2nd prize to 1.0%. 3rd prize stays at the usual 0.5%.
The bonus points are capped at 1,000 points.
The campaign runs through October 31, 23:59. Payout is expected around November 1, 2028.
What type of campaign is this
Going by the campaign types I sorted out before, this falls under the limited-time point reward type. It’s built on top of a service called Rakuten Point Teiki.
Rakuten Point Teiki lets you deposit points and earn interest on them. The points you deposit don’t decrease, and it’s a separate service from Rakuten Point Interest.
This time, a lottery was layered on top of Point Teiki. Just drawing the lottery automatically enters you.
Campaign overview
Here’s a quick summary of the campaign.
| Item | Details |
|---|---|
| Campaign name | Autumn Fortune Halloween Lottery Campaign |
| Period | Oct 8, 2026, 10:00 through Oct 31, 23:59 |
| Eligibility | Anyone who draws the Point Teiki lottery during the period |
| Entry method | Automatic entry just by drawing |
| Entry limit | Once per person |
| Prize tiers | 1st to 3rd (annual rate 0.5% to 1.5%) |
| Bonus cap | 1,000 points |
| Payout date | Around November 1, 2028 |
On paper, this looks simple. Still, there are a few details worth walking through.
Who qualifies and who doesn’t
Anyone who draws the lottery during the campaign period qualifies. Being a Rakuten Point Club member seems to be the only requirement.
There are exceptions, though. Entries judged as fraudulent, such as using multiple Rakuten IDs, are excluded.
Another exception covers anyone who couldn’t access the service due to traffic congestion or maintenance. The official page also notes that Rakuten Group employees are included among eligible participants.
How to enter
The entry flow looks like this.
- Open the campaign page
- Draw the lottery
- Check your prize tier on the results screen
- Entry is complete automatically
There wasn’t a separate apply button anywhere. Drawing the lottery itself doubles as the entry.
How the interest rate changes by prize tier
The rate for each tier is shown below.
| Tier | Multiplier | Annual rate |
|---|---|---|
| 1st | 3x | 1.5% |
| 2nd | 2x | 1.0% |
| 3rd | 1x (normal) | 0.5% |
1st prize brings the rate to 1.5%, 2nd prize to 1.0%. 3rd prize stays at the usual 0.5%. At best, that’s 3x the normal rate.
That said, the actual amount isn’t huge. For example, depositing 10,000 points for a year works out to about 150 points even with 1st prize.
Payout timing, cap, and which points qualify
The bonus is expected to land around November 1, 2028. It covers points that reach maturity on October 31, 2028.
There’s a cap on the bonus. The page states the payout cap is 1,000 points. Anything above that doesn’t seem to get paid out.
There’s also a condition on which points qualify. Only regular points count, and points exchanged from other services don’t seem to be eligible.
About Rakuten Point Teiki, the underlying service
It’s worth covering the base service itself. According to the official page, the standard annual rate is 0.5%.
Deposits start from 1 point, and there’s no stated upper limit. Maturity comes 2 years after depositing, with interest credited on the first of the following month.
You can also withdraw at any time before maturity. In that case, though, you lose the interest.
A similar service is Rakuten Point Interest. That one runs at 0.108% annually, credited monthly on the 5th. Both the term and the multiplier are different from Point Teiki.
How this differs from the other Halloween campaign, the “door pick” interest doubler
As it happens, another Halloween campaign was running the same October. It’s the “Trick or Double Interest! Pick the Winning Door” campaign.
That one doubles your Rakuten Point Interest rate. I covered it in an earlier article. Since the underlying service differs, here’s a table to avoid mixing them up.
| Item | Point Teiki lottery | Point Interest door pick |
|---|---|---|
| Base service | Rakuten Point Teiki | Rakuten Point Interest |
| Standard rate | 0.5% | 0.108% |
| Winning multiplier | Up to 3x | 2x |
| How to enter | Draw the lottery | Pick one of 3 doors |
| Payout date | Around Nov 1, 2028 | Around Nov 5, 2026 |
The payout timing stands out as the biggest difference. Point Teiki pays out 2 years later, while Point Interest pays out the following month.
As a way to fund the points you deposit into Point Teiki, Rakuten Mobile can also be signed up for through my referral link. Switching carriers gets you up to 14,000 points, so it’s worth a look if you haven’t yet.
Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.
Comparing other “grow your points” services
Point Teiki isn’t the only “grow your points” option Rakuten offers. I covered this in more depth in an earlier comparison article.
| Service | Tracks | Standard rate | Entry point |
|---|---|---|---|
| Point Teiki | None (fixed rate) | 0.5% annual | From 1 point |
| Point Interest | None (fixed rate) | 0.108% annual | From 1 point |
| Point Investment | Mutual fund price | Fluctuates | From 100 regular points |
| R-stock | Rakuten Group stock price | Fluctuates | From 100 regular points |
Lined up this way, Point Teiki’s rate is the highest of the four. Still, it assumes you leave the points deposited for a full 2 years.
Who this fits, and who it doesn’t
This lottery fits people who can wait patiently. The ease of entering with just a single draw is also part of the appeal.
It doesn’t fit people planning to use their points soon. Withdrawing early means losing the interest entirely.
A few things that weren’t so clear
First is how long the payout takes. Since Point Teiki matures after 2 years, the bonus points are expected around November 1, 2028.
Second, there’s a cap on the bonus points. Anything above 1,000 points doesn’t seem to get paid out.
Third is which points qualify for deposit. Only regular points count, and points exchanged from other services don’t seem to be eligible.
Fourth is overlap with other campaigns. The official page notes some restrictions on combining this with other campaign benefits running at the same time.
Things worth checking before entering
- No plans to withdraw the points early
- Able to draw the lottery by October 31, 23:59
- Depositing regular points, not points exchanged from elsewhere
- Payout lands around November 1, 2028, two years out
- Checked the official site for restrictions on combining with other campaigns
I’ve also put together an overview of the “grow your points” services in a comparison of Rakuten Point Interest, Rakuten Point Investment, and R-stock. It’s worth comparing options before committing to Point Teiki.
Frequently asked questions
Q. Can I draw the lottery more than once?
No, entry appears limited to once per person. Even with multiple attempts, only the first result seems to count.
Q. When do I find out if I won?
The prize tier shows up right on screen after drawing. There doesn’t seem to be a separate step to check results later.
Q. When do the bonus points arrive?
Around November 1, 2028. That follows Point Teiki’s own structure of crediting the month after maturity.
Q. Is there a cap on the bonus points?
Yes, the cap is 1,000 points. Anything beyond that doesn’t seem to get paid out.
Q. Which points qualify for the lottery?
Only regular points qualify. Points exchanged from other services don’t seem to be eligible.
Q. What happens if I withdraw early?
You lose the interest entirely. It’s best to go in planning to leave the points until maturity.
Q. How is this different from the “door pick” interest doubler?
The underlying service differs. One doubles a 0.108% rate, while this one can triple a 0.5% rate.
Q. Can I combine this with other campaigns?
The official page mentions restrictions on combining this with other campaign benefits running at the same time. It’s worth checking the official site for specifics.
Official sources I checked
- Autumn Fortune Halloween Lottery Campaign
- Rakuten Point Teiki
- Rakuten Point Interest
- Trick or Double Interest! Pick the Winning Door
- Rakuten Point Investment
- R-stock
- Rakuten Mobile referral campaign
Wrap-up
This Halloween lottery was a campaign where winning could triple your interest rate at up to 3x. It runs through October 31, with payout expected around November 1, 2028.
The bonus points are capped at 1,000, and only regular points qualify. Terms and the campaign period are subject to change, so check the official site before taking part.
Building up points also ties back to reviewing your monthly phone bill. My household has consolidated everything with Rakuten Mobile, and switching carriers gets you up to 14,000 points through my referral.
Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.
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