Rakuten Mobile

How Much Does the iPhone Duo Really Cost at Rakuten Mobile? 216,504 Yen With a 2-Year Return, Plus the Effective Total Without Referrals

How Much Does the iPhone Duo Really Cost at Rakuten Mobile? 216,504 Yen With a 2-Year Return, Plus the Effective Total Without Referrals

Photo: 楽天モバイル (製品紹介のため公式画像を使用) via network.mobile.rakuten.co.jp

Good morning, this is まさきん.

Rakuten Mobile has announced its price for the iPhone Duo. The price list went up on the official site in time for preorders opening on Friday, October 16 at 21:00.

The numbers are big, so I broke down how much you actually end up paying. I also go through the official “effective price” one piece at a time.

*This information is current as of publication. Please check the official site for the latest conditions.

POINT
  • The 256GB model is priced at 433,000 yen. On 48 installments, it starts from 9,021 yen a month
  • If you return it in month 25 under the Rakuten Mobile Upgrade Program, you only pay 216,504 yen in total
  • The official “effective 176,504 yen” subtracts up to 40,000 points, which includes rewards for referring 5 people
  • Without referrals, you get 20,000 points back. Add the 3,300 yen return fee, and the effective 2-year cost comes to 199,804 yen
  • If you plan to return it after 2 years, it is cheaper than other carriers based on reported prices. If you buy outright, Apple’s own store is cheaper

iPhone Duo Pricing at Rakuten Mobile

First, here is Rakuten Mobile’s official price list. These are tax-inclusive prices as of October 16.

StorageDevice priceMonthly (payments 1–24)Paid if returned in month 25Official effective cost
256GB433,000 yen9,021 yen216,504 yen176,504 yen
512GB474,800 yen9,892 yen237,408 yen197,408 yen
1TB547,400 yen11,404 yen273,696 yen233,696 yen
2TB659,600 yen13,742 yen329,808 yen289,808 yen

The monthly amounts are for 48 installments. Installments are available only with Rakuten Card, and the stated annual interest rate is 0%. Payments from month 25 on are almost the same as months 1–24. For the 256GB model, payments 25–47 are 9,020 yen and payment 48 is 9,036 yen.

Adding up all 48 payments gives exactly the device price. That confirmed there are no fees tacked on.

Preorder and Release Schedule

Preorder and release times differ slightly depending on where you buy.

ChannelPreorders openRelease
Rakuten Mobile official siteFri, Oct 16, 21:00Fri, Oct 23, 8:00
Rakuten Mobile official Rakuten Ichiba storeFri, Oct 16, 21:00Fri, Oct 23, 8:00
Rakuten Mobile shopsSat, Oct 17, at openingFri, Oct 23, at opening

Shop visit reservations have been open on the official site since October 16 at 21:00. Some shops apparently won’t carry every product. If you plan to buy in store, it may be worth checking stock and availability first.

Breaking Down the Official “Effective 176,504 Yen”

The figure that stands out most in the price list is the “effective” price. For the 256GB model, it says 176,504 yen.

This combines two numbers. One is the 216,504 yen you pay if you return the device in month 25. The other is the campaign’s maximum of 40,000 points.

216,504 yen − 40,000 points = 176,504 yen

The math checks out. But those 40,000 points come with conditions. I think this is the most important part when figuring out what you will really pay.

Breaking Down the Up-to-40,000 Points

The iPhone Duo was added to a campaign as soon as preorders opened: “Get the Latest iPhone at a Great Deal! Up to 40,000 Points Campaign.”

The points come in two tiers.

RewardPointsConditions
Base reward20,000 pointsRegister for the campaign, sign up for a plan, buy an eligible iPhone, use Rakuten Link, etc.
Referral reward4,000 points per person (up to 20,000 points for 5 people)Send your referral URL and have the other person log in with their Rakuten ID

In other words, what you can reliably get on your own is 20,000 points. The other 20,000 points is the cap you hit only if you refer 5 people and all of them log in.

The referral reward counts once the other person logs in, even if they don’t sign up. Still, getting 5 people may not be easy for everyone. So in this article, I calculate both “no referrals” and “5 referrals.”

Effective Total When Returning After 2 Years

Now for the main part. Let’s say you buy the 256GB model under the Rakuten Mobile Upgrade Program and return it in month 25.

The official fine print mentions a 3,300 yen administrative fee on return. I add that in too.

ItemNo referrals5 referrals
Payments 1–24216,504 yen216,504 yen
Administrative fee on return3,300 yen3,300 yen
Campaign points−20,000 points−40,000 points
Effective cost199,804 yen179,804 yen

The gap from the official 176,504 yen is the 3,300 yen fee. Without referrals, a good rule of thumb is just under 200,000 yen over 2 years.

Per month, that works out to about 8,300 yen without referrals. Whether that feels expensive will depend on the person. For a big foldable screen, some people may think it is about right.

Try the fee simulator and get 100 points, no sign-up required Thinking about the iPhone Duo? Start by reviewing your phone bill

Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.

Effective Total by Storage Size

I lined up the same calculation for all four storage sizes. Every figure assumes a return in month 25 and includes the 3,300 yen fee.

StorageReturn + feeNo referrals (−20,000pt)5 referrals (−40,000pt)
256GB219,804 yen199,804 yen179,804 yen
512GB240,708 yen220,708 yen200,708 yen
1TB276,996 yen256,996 yen236,996 yen
2TB333,108 yen313,108 yen293,108 yen

Each step up in storage adds roughly 20,000 to 60,000 yen to the 2-year cost. Going from 256GB to 512GB, the difference was 20,904 yen.

If you take lots of photos and videos, 512GB might be worth considering. But if you plan to return it, that changes things. Picking a size you can actually fill within 2 years seems like the realistic choice.

What If You Pay Outright or Pay It Off?

I also ran the numbers for keeping the device instead of returning it.

Whether you pay in one lump sum or pay off all 48 installments, the total is the same as the device price. For 256GB that is 433,000 yen, and without referrals you get 20,000 points back.

How you buy (256GB)Total paidEffective, no referralsEffective, 5 referrals
Lump sum433,000 yen413,000 yen393,000 yen
Pay off all 48 installments433,000 yen413,000 yen393,000 yen
Return in month 25219,804 yen199,804 yen179,804 yen

If you pay it off, you keep the device. If you sell it or pass it to a family member after 2 years, your cost goes down by that much. However, trade-in and used prices for a foldable model are still hard to predict, so I have left them out of the calculation.

Comparison With Other Carriers and Apple

According to news reports, each company’s price for the 256GB model is as follows. Note that conditions and how fees are treated are not consistent across companies.

SellerLump-sum priceCost if returned after about 2 years
Apple Store364,800 yenNo program
Rakuten Mobile433,000 yen216,504 yen (month 25)
au419,800 yen230,300 yen (switching carriers / new line)
SoftBank419,760 yen239,760 yen (month 25)
docomo436,370 yen239,690 yen (month 23, with perks applied)

If you return it after about 2 years, Rakuten Mobile came out with the lowest payment. Point rewards come on top of that.

On the other hand, if you buy outright, Apple’s own store is the cheapest. The gap from Rakuten Mobile’s lump-sum price was 68,200 yen. This is a model where the answer depends on whether you return it or keep it.

Things to Watch When Receiving Points

The “effective” price is after subtracting points. You do not get cash back. There are a few things worth knowing here.

Warning
  • Points are awarded in installments over 5 months. They start arriving about 2–3 months after you meet the conditions
  • The points are limited-time points, valid for 6 months from the date awarded
  • When buying under the Rakuten Mobile Upgrade Program, you cannot use Rakuten Points to pay for the device
  • It cannot be combined with other campaigns (only the Apple Watch coupon for device upgrades can be combined)

Since the points can’t go toward the device, you will end up spending them on everyday shopping or your phone bill. Because they are limited-time points, deciding how to use them in advance may help you avoid letting any expire.

New Line, Switching, or Upgrading

The campaign splits into two tracks depending on your contract situation. The cap of up to 40,000 points is the same.

SituationMain conditions
Switching from another carrier / new numberBuy at the same time as signing up for a plan. Rakuten Link use required
Device only / device upgradeAlready using the Rakuten Saikyo Plan or similar by the end of the month before purchase

If you already use Rakuten Mobile, you fall under the device upgrade track. Points apparently start being awarded around the last day of the third month after the month of purchase.

In both cases, you need to register for the campaign before buying. Registering after purchase does not count, so this is one thing not to overlook.

2-Year Total Including Phone Plan

Let’s add 2 years of phone plan fees on top of the device cost. The Rakuten Saikyo Plan’s monthly fee changes with how much data you use.

Data usedMonthly (tax incl.)24 months
Up to 3GB1,078 yen25,872 yen
Up to 20GB2,178 yen52,272 yen
Unlimited3,278 yen78,672 yen

With the Saikyo Family Discount, each tier is 110 yen cheaper.

I added it up for the 256GB model, returned after 2 years, with no referrals. With unlimited data, the 2-year total is 278,476 yen. If you stay within 3GB, it is 225,676 yen.

If you watch videos on the big screen, you will probably lean toward using more data. Looking at the device and plan together should make it easier to set a household budget for it.

Conditions for Returning the Device

The Rakuten Mobile Upgrade Program is built around returning the device. There are conditions on how you return it, too.

CHECK
  • You return the exact device you bought. If you return it from month 25 on, the remaining payments are waived
  • A 3,300 yen administrative fee applies on return
  • If the device is broken or damaged, a repair fee of 22,000 yen (not subject to tax) may apply
  • Foldable screens show scratches easily, so it is worth deciding how to protect it in advance

The terms note that repair fees can be even higher for some products. For an expensive device like the iPhone Duo, it may be reassuring to consider a protection plan as well.

Who It Suits and Who It Doesn’t

Based on the numbers so far, here is who this seems to fit.

Likely a good fit

Maybe not a good fit

Checklist Before You Preorder

FAQ

Q. Can I buy it for the official “effective 176,504 yen”?

You won’t actually pay 176,504 yen. What you pay before returning it in month 25 is 216,504 yen. Subtract the maximum 40,000 points from that and you get 176,504 yen. Without referrals, you get 20,000 points back, so the effective cost is 196,504 yen. The 3,300 yen return fee is also charged separately.

Q. Do I only get the 4,000 referral points if the other person signs up?

The campaign rules say it counts when the other person logs in with their Rakuten ID through your referral URL. Signing up is not a condition. However, it does not count if the other person already has a Rakuten Mobile contract. The deadline is 23:59 on the last day of the month after your purchase month.

Q. Can I pay for the device with points?

When buying under the Rakuten Mobile Upgrade Program, you cannot use Rakuten Points to pay for the device. With a lump-sum payment, you can use up to 30,000 points per transaction (up to 500,000 points for Diamond members). Also note that points cannot be used for the second or later installment payments.

Q. Can I return it later than month 25?

You can return it any time from month 25 onward. Once you return it, the remaining payments are waived. However, every additional payment you make before then adds to your cost.

Q. Does the campaign apply to device upgrades?

Yes. For device-only purchases and upgrades, the cap of up to 40,000 points is the same. You need to have started using the Rakuten Saikyo Plan or similar by the end of the month before your purchase month.

Q. Can I pay in installments with a card other than Rakuten Card?

The 48-installment option is Rakuten Card only. According to the terms, choosing 24 installments with another credit card incurs installment fees.

Q. Can I get it on release day?

Sales on the official site and the Rakuten Ichiba store start Friday, October 23 at 8:00. They note that popular colors and storage sizes may take longer to deliver.

Q. Should I choose Rakuten Mobile or Apple’s own store?

If you plan to return it, Rakuten Mobile tends to be cheaper; if you plan to keep it a long time, Apple’s own store does. For 256GB bought outright, Apple’s store came out 68,200 yen cheaper. Deciding first how many years you will use it should make the choice easier.

Official Sources I Used

Summary

Rakuten Mobile’s pricing for the iPhone Duo brings the cost down quite a bit if you return it after 2 years. The official effective 176,504 yen includes points for 5 referrals. Without referrals and with the fee included, a good rule of thumb for 256GB is 199,804 yen.

Before you preorder, try running the numbers once to see which figure is closer to your situation. I covered the pre-announcement information in this article. If you are unsure how much data you need, the comparison with the big three carriers’ unlimited plans may also help.

Try the fee simulator and get 100 points, no sign-up required Why not simulate your phone bill along with the device cost?

Clicking this opens the Rakuten login page. Once you log in, you’ll see the campaign details.

This article contains affiliate advertising. If you sign up for a product or service through a link on this site, we may receive compensation from the partner company. The site operator is also an employee of Rakuten Group and may receive compensation through an employee referral program. The content and opinions here are based on the operator’s own experience and research regardless of any advertising relationship, but please read with the above in mind. See the Disclaimer & Affiliate Disclosure for details. Disclaimer & Affiliate Disclosure

This article includes machine-translated content. Please check the official Rakuten Mobile multilingual page for exact terms.

If you have concerns about Rakuten Mobile coverage or signal quality, you can consult through the official signal improvement request form .

ABOUT THE AUTHOR
まさきん

Rakuten Group employee · Digital Marketer (holds a Financial Planner qualification)

In his early 40s, part of a dual-income household with four kids. Works as a digital marketer at Rakuten Group, while also using his Financial Planner (FP) qualification to focus on household finances and building assets.

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